💥 PayPal’s €65B BNPL Move

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Hey Fintech Explorers—Welcome back to Money Explored, the essential Sunday newsletter to stay ahead in fintech!

This week, a payments giant signs one of the largest BNPL deals Europe has ever seen, an accounting titan pours nine figures into AI, and a global asset manager quietly assembles one of the most ambitious AI infrastructure funds in history.

Here’s what we’re diving into:

• PayPal renews its €65B BNPL deal with KKR through 2028. 💥

• Intuit inks a $100M partnership with OpenAI for ChatGPT integration. 🤖

• Brookfield launches a $100B AI infrastructure fund with Nvidia. 💸

Plus: Big tech faces deep regulatory checks in Europe, a banking giant shutters a mobility experiment, and a fintech sale ignites shareholder outrage.

It’s all happening—and that’s just the start…

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Let’s dive in!

🌎 3 Major Stories

Dive into this week’s top Fintech developments.

PayPal & KKR's €65B BNPL Power Play 💥

The Big Story 📰: PayPal has renewed its strategic partnership with KKR, allowing the investment firm to purchase up to €65 billion of PayPal's buy now, pay later (BNPL) loan receivables across Europe through March 2028. This arrangement builds on a previous successful agreement from June 2023, further establishing KKR’s role in supporting PayPal's European BNPL initiatives. While KKR manages the asset purchasing, PayPal maintains total responsibility for customer interactions, including underwriting and servicing. This arrangement aligns with PayPal’s strategy of nurturing a balance-sheet light model for credit, ensuring growth while preserving flexibility for investments.

Key Takeaway ⚡️: The renewed agreement between PayPal and KKR is a significant development in the European fintech landscape, underscoring the growing popularity and importance of BNPL options among consumers. By leveraging KKR's investment capabilities, PayPal can expand its offerings without straining its balance sheet. This partnership is vital for fintech professionals and investors to notice, as it demonstrates how collaboration can enhance product growth and adaptability. In an increasingly competitive market, this strategic move exemplifies a sustainable model for expansion while prioritizing customer experiences, fostering trust in BNPL solutions.

Intuit Teams Up with OpenAI: A $100M Upgrade 🤖

The Big Story 📰: Intuit has made waves by signing a contract worth over $100 million with OpenAI, aiming to integrate its financial apps within ChatGPT. This partnership will leverage ChatGPT to enhance Intuit's tools, such as TurboTax, Credit Karma, and QuickBooks, allowing users to interact with these applications directly through AI. Users can ask questions ranging from tax estimations to credit reviews, and, with permission, the apps will access users' financial data to offer personalized insights. While this integration has raised some reliability concerns regarding AI-produced information, Intuit assures that its thorough validation processes will minimize inaccuracies.

Key Takeaway ⚡️: This significant move by Intuit highlights the growing trend of financial technology firms harnessing AI capabilities to improve customer service and decision-making processes. By embedding its apps into ChatGPT, Intuit is poised to enhance user engagement and accessibility across its platforms, potentially reaching new audiences in the process. Financial professionals and businesses should take note, as this integration could create game-changing opportunities for automation and efficiency in their operations. The partnership signifies a shift where AI plays a crucial role in driving financial decisions, compelling other players in fintech to consider similar paths to stay competitive.

Brookfield Unveils $100B AI Fund with Nvidia 💸

The Big Story 📰: Brookfield Asset Management has officially launched the Brookfield Artificial Intelligence Infrastructure Fund (BAIIF), aiming to raise a staggering $100 billion for AI infrastructure development. With an initial target of $10 billion in equity commitments, Brookfield has already secured $5 billion through its own funds, Nvidia, and the Kuwait Investment Authority. The ambitious fund will focus on acquiring a diverse range of AI infrastructure assets, including energy resources, land, data centers, and computing technology. This initiative reflects the growing demand and financial commitment to support the expanding AI market and its related technologies.

Key Takeaway ⚡️: The establishment of BAIIF signals a significant investment trend in the rapidly evolving field of artificial intelligence. By pooling resources from major players like Nvidia and the Kuwait Investment Authority, Brookfield positions itself at the forefront of AI infrastructure development, setting the stage for transformative advancements across multiple sectors. This commitment to AI infrastructure could attract more investors and accelerate innovation within the fintech landscape, ultimately leading to enhanced financial products and services. As interest in AI solutions continues to grow, stakeholders must pay attention to the evolving investment strategies that could shape the future of the fintech industry.